ATTENTION All ArCa System cardholders have the opportunity to receive SMS messages about their On-Line performed transactions (notwithstanding the transaction has been APPROVED or REFUSED). Interested to use the service, please, apply to Your Bank. The description of SMS messages The name of the receiver: ArCa The type of messages PAYMENT - credit amount on card account (including monthly interest on positive balance of card account) PURCHASE - buying goods and/or services, making payments via Internet and/or ATMs (including Utility payments) CASH - cash-withdrawals by ATMs and/or POS terminals Message Formats and Samples are Type of Payment (PAYMENT or PURCHASE or CASH) Amount and Currency (For example՝ 50.00 AMD or 120.00 USD etc.) Partly Closed Card Number (For example 905121XXXXXXXX87 or 435 50 3XXXXXXXX14 and etc) Transaction Result - APPROVED or REFUSED [Response Codes]՝ (except PAYMENT type) Transaction Location (except PAYMENT type) Transaction Day and Time PAYMENT 50.00 AMD 905121XXXXXXXX87 2006-05-12 12:36:26 PURCHASE 120.00 USD 905121XXXXXXXX87 APPROVED CONGRESS HOTEL 2006-05-12 15:23:21 CASH 258.00 RUB 905121XXXXXXXX87 REFUSED [Incorrect PIN] SIL ATM 2006-05-12 17:43:21 REFUSED - Response Codes INNCORRECT PIN NOT ENOUGH FUNDS REFER TO ISSUER DO NOT HONOR STOLEN CARD