By using this site, you agree to the conditions set forth below. These conditions are subject to periodic review by Armenian Card (hereinafter referred to as 'ArCa'). If you do not agree to the conditions set forth below (or are not authorised to
do so), you should not use this site.

Legal Notice
Disclaimer of Warranties and Limitation of Liability ArCa warrants accuracy of this site and information contained therein, as well as veracity of transactions.

The accepting bank may refer to your bank for transaction errors resulting from inaccurate data entry.

ArCa will not be liable for any damages of any kind arising from the use of this site, including, but not limited to, direct, indirect, incidental, punitive, and consequential loss or damages (including lost profit or revenue, interruption or loss of business, software or other data damage or loss), arising from your inability to operate this or any other related site (execution failure, mistake, omission, delay of action or transfer, computer virus or line/network failure), even if ArCa or its representatives are aware of such damages and losses.

Copyright
Armenian Card, 2004.
This site and its content are provided solely for your personal use. Permission is granted to download, electronically copy, store and print in hard copy, for such personal use, portions of the content of this site. Any other use of this site without prior written consent of Armenian Card is prohibited by laws of the Republic of Armenia.

All copyright and all other proprietary rights and trademarks should be preserved on all copies and derivatives of materials of this site. No changes or modifications should be made to these materials without prior written consent of ArCa. Use of content of third party sites related to ArCa site is governed by separate provisions.

Viruses
ArCa's policy is to screen all documents, data and files for viruses prior to posting them on this site. ArCa does not warrant, however, that documents, data and files on this site are virus-free. In case of uploading information, you should take due measures to virus-clean your documents, data and files. Prior to submitting any document to ArCa via this site, you should check the respective documents and files for viruses.

Linking to Other Sites
ArCa provides links to third party sites for information and consistency check purposes only. You may access other sites at your own risk. ArCa does not control content of third party sites and disclaims all warranties for any damage and loss resulting from your accessing third party sites.

Conditions of Use and Revisions
ArCa reserves the right to update, modify or remove any data from this site at any time, without prior notice.

Applicable Law
By visiting this site, you agree that the laws of the Republic of Armenia will govern all issues related to access to and use of this site, and any dispute of any sort that may arise between you and this site will be settled under the judiciary system of the Republic of Armenia.

Privacy
ArCa ensures privacy of the visitors of this site. Please read these conditions to understand how we store your data. These conditions may change occasionally, so please check them regularly. You are not obliged to provide any personal data in the public domains of this site.

ArCa will use your personal data strictly for internal purposes. ArCa assures you that this information will be kept private.

In view of the nature of the activities of ArCa, it may transfer your data to ArCa payment system member banks. You should agree that ArCa occasionally shares your data with payment system member banks and that your data is checked and used by any of such ArCa payment system member banks.

Your data may be transferred to a third party only with your consent and/or as required by law.

Cookies
ArCa reserves the right to use cookies. For the purposes of monitoring, evaluation and improvement of ArCa site, these cookies may occasionally transfer data about your operation of this site. Many web browsers will automatically accept cookies,
but you can check an appropriate menu that enables you to accept or reject cookies before you start receiving them. All personal and any other data will be stored and used for intended purposes only.

Our servers register date, time and duration of your entry as you access this site.